"SIRA Group has designed a tailored portfolio for us and we are able to speak with the investment manager directly"
Asset Allocation
As part of our initial discussions with clients we ensure that we have a full appreciation of their investment objectives, investment timeframe, risk tolerance, existing investments, investment preferences, tax position, and their liquidity and cash flow requirements. Our investment program recommendations include advice on asset allocation for each portfolio taking these factors into account.
Within each asset class we select a range of investments to provide suitable diversification and ensure that these are appropriate for each client's objectives, risk tolerance and investment timeframe.
Investment Program
The investment program incorporates the agreed asset allocation as well as the investment objectives, liquidity & cash flow requirements, investment prohibitions & restrictions and any other applicable specifications. This is formalised in the Managed Discretionary Account agreement. Once this is signed, all investment decisions for the portfolio/s we manage are on a discretionary basis.
Our investment team works closely with our advisory team to ensure that each portfolio is managed in line with the client's objectives and that any strategic issues or external tax positions that we are informed of are taken into account. This ensures that all portfolios are managed tax effectively and are tailored to each client's objectives.
Our investment team have particular expertise in managing Australian shares and manage this portion of our clients' portfolios actively using direct shares where appropriate. SIRA Group typically selects specialist managers for other asset classes and constructs each portfolio in line with each client's individual investment program.
